Skip to main content

About our solution

Cygnet Infotech’s FAME (Financial Assessment Made Easy) helps lending institutes like Banks, NBFCs, FinTech to opt for real-time data-based credit analysis by leveraging GST filing data rather than the traditional approach. The inclusion of AI and ML on the newly introduced version of FAME allows organizations to bring down their cost of processing and control on NPAs due to reduction in default through proper credit assessment, which is ahead of market and not lagging the market.

Cygnet Infotech with its Credit assessment solution helps lending institutes like Banks, NBFCs, FinTech leverage GST filing data to analyze the credit worthiness of the loan borrower. It helps them in innovative decision-making by real-time credit assessment.

Our solution is best fit for

Credit managers and loan lending officers

Credit managers catering to enterprise accounts can easily check bad debts with proper credit risk monitoring along with the available GST data reports of the borrowing company.

Solution features

Analyse critical transactions

The solution combines the data from multiple sources including income tax returns, MCA data, bank statements & GST data. It also analyses critical transactions such as round-tripping and helps decision makers to take data driven credit decisions.

Bank Statement Analysis

The application will fetch latest any formatted bank statement for last couple of months in either PDF format or scanned pages to fetch the data. It can give insights on cheque bounce, failure of RTGS and NEFT due to low balance, fraud detection by comparing with the GST filings data.

ITR analysis

The solution generates the highlights of balance sheet and P&L data points. It also generates the financial ratio analysis based on the ITR documents of the borrower.

GRC score

The tool analyses the GST return filing trends, calculates the GST returns compliance score based on GSTR 1 & 3B filings.

BI reports

To enhance real time credit assessment through various GST data sets the solution generates BI reports with enhanced details like Geographical Sales Distribution (Inter/Intra/Exports), Rate Wise Bifurcation of Inward & Outward Supplies, Tracking of Round Tripping Transactions, Trends, HSN Wise Sales Summary, and more.

Why choose our solution?

Research & Insights

How discounting platforms can ease your Cash Flow & Vendor Management?

Trade financing and bill discounting is one of the most prevalent ways of financing in the country. Read to know about the types & advantages of bill discounting.

Complex return filing and complete digitization – A GST haywire

GST digitization will bring in more complexity to the return filing process. GST Suvidha Provider assists you in smooth transition.

Case Studies

Discover how we help businesses achieve technology enabled business transformation.

Here is what our clients say about us

Let's talk

    I agree to the Terms & Conditions and Privacy Policy and allow Cygnet Infotech to contact me via email or phone call.